Jeffrey Hoare - Director
Jeff has worked in Brixham as an IFA since 1984 having previously worked for Standard Life and Nationwide Building Society before setting up his own office in Brixham. He now tends to concentrate and provide specialist advice on investment and Inheritance Tax planning, helping clients plan for their retirement and managing income and capital in retirement in a tax efficient manner. This involves using all types of investments including ISAs, collective investments (OEICs and Unit Trusts), Life Insurance investment bonds (off-shore and on-shore), National Savings and bank/building society accounts and various specialist products. Advice is also given on the use of Trusts and advising Trustees on investments being held in Trust.
Jeff also gives specialist advice on planning and funding for Long Term Care and providing for retirement home and nursing home costs. This usually encompasses the use of the same investment products as above but then also includes the use of specialist Long Term Care annuity contracts which can be very advantageous in certain situations to ensure the continuance of the fees being paid for life but at the same time trying to preserve as much capital for the family/future beneficiaries, as possible.
Qualifications
Jeff has been an investment specialist for many years and is a Fellow of the Institute of Bankers and holds a Diploma in Financial Planning.
He also holds the following exams: Investment Planning (AF4), Taxation and Trusts (G10), Retirement Options (K10), Pension Investment Options (K20), Investment Principles, markets and environment (J06), Savings and Investment (SV1), Lifetime Mortgage Activities (CF7), Long Term Care Insurance (CF8), Pensions Simplification (CF9), Home Reversion Plans (HR1), Certificates in Mortgage Advice and Equity Release, plus his initial qualifying exams known as the Financial Planning Certificate.
"Equity Release" includes home reversion plans and lifetime mortgages. To understand the features and risks, ask for a personalised illustration.
Your home may be repossessed if you do not keep up repayments on your mortgage.
For details of our fees for mortgage business please see our page "How we are Paid".
Qualifications
FCIB and APFS
Contact Details
Independence House
25 Bolton Street
Brixham
Devon
TQ5 9BZ
Telephone: 01803 882000
Fax: 01803 882886
Email: jeff.hoare@4mostltd.com